[Verified Answer]: One of Sally’s client’s, Susie, mentioned…

One of Sally’s client’s, Susie, mentioned that long-term care insurance is unnecessary because Medicare will pick up the tab for this cost. Which of the following statements are correct and should be made clear to Susie? 1. Medicare covers only 50 days in an intermediate care facility. 2. Medicare pays the full cost for the first 20 days in a skilled nursing facility. 3. A physician must certify the need for skilled nursing care for benefits to be payable. 4. The nursing home must be certified by Medicare for benefits to be payable. 3 only 1 and 2 2, 3, and 4 1, 2, 3, and 4